Insurance & Financial

San Marcos, CA

We are a preferred provider with most PPO insurance and can process almost any PPO insurance. For further questions or new patients, please contact our office with your insurance information so that we can provide you with an estimate of what portion your insurance company may cover.

We are in-network and accept almost all the following major PPO dental insurance plans for your convenience and are happy to submit your claims: Delta Dental, Cigna, Metlife, Humana, UnitedHealthcare, Principal, Aetna, Ameritas, United Concordia, Anthem Blue Cross Blue Shield and more. Please call us for details or specifics.

We are out-of-network providers with Anthem Blue Cross Complete, Cigna DPPO Advantage, Humana Dental EPO, and United Concordia Tricare, which means you will have a small copay associated with your appointments. Please call us in advance so we can best estimate your copay prior to your child’s appointment.

If you do not have insurance or have an HMO plan, we have discounted rates for dental checkups and new patient specials for children under 24 months. Please contact our office for details.

We are also pleased to accept Cash, debit cards, Visa, Mastercard, American Express, and CareCredit. For major treatments, we can help you apply for CareCredit. See the Care Credit section below.

If you have questions about your insurance benefits or the cost of your treatment, our team is always happy to assist you.

We respect your time and ask that you return the courtesy, as we do not overbook our schedule like many other practices. If you need to cancel or reschedule an appointment, please give us at least 48 hours' notice. All late cancellations and no-shows will incur a $25 fee per child.

We deliver the best care and do our best to estimate fees ahead of time to our valued patients. All payments and copays are due at the time service.

No, we are not participating Providers with Denti-cal. However many patients still choose to see us for our expertise and exceptional care, due to our discounted new patient exam fees for those without PPO insurance. Please call our office for details.

We are pleased to accept CareCredit. If you'd like more information, talk to one of our team members or visit

At Pediatric Dentistry of San Marcos, we believe everyone should afford outstanding dental care. We understand that not everyone has dental insurance, and not all plans cover all treatment costs. That's why we accept CareCredit.

Your CareCredit healthcare card can cover many areas of dental care for you and your family, including preventive dental exams and cleanings, fluoride treatments, dental sealants, periodontal treatments, root canal therapy, dental fillings, and mouthguards. It also covers dental implants, crowns, braces or retainers, Invisalign, dental veneers, and so much more. Whether you require preventative, restorative, or elective cosmetic dental care, CareCredit has you covered!

CareCredit is different from a regular credit card. It's specifically designed to cover out-of-pocket medical and dental care expenses. CareCredit offers special financing plans not available with other credit card options, including no-interest payments within the promotional period payment plan or long-term financing. To learn more about CareCredit, please call our dental office or visit

We're Ready For Your Ducklings!

We are excited to care for little ones and be part of their journey to bright and healthy smiles. Follow the link to request an appointment that best fits your busy schedule. We can’t wait to meet you!